Questions for Final Exam Review

Learning Style
1. Define learning style. 

2. List the different types of intelligences.

The Seven Habits
3.What does it mean to be proactive?   How does it differ from being reactive?

4. Define synergy.

5. What are the four human tools?

6. What six things are in a personal bank account? 

7. What six things are in a relationship bank account?

8. What must one not do in order to be a good listener?

Test-taking tips
9. What should one do before a test?

10. What should one do during a test?

11. What can one do after a test?

12. Define absolute qualifier

13. What are the tips for t/f tests?

14. What are the tips for matching tests?

15. What are the tips for multiple choice tests?

Memory16. Define and provide an example of association.

17.  Define and provide an example of application.

18. Define and provide an example of visualization.

19. Define mnemonics. 

20. What are the four different types of mnemonics?

21. What is the difference between an abbreviation and an acronym?

22. What is repetition?

Listening
23. What are the 7 steps to better listening?

Personal Finance
24. What are the 7 baby steps?

25. What are the 3 basic reasons for saving money?

26. Define compound interest.

27. Define emergency fund.  How much should the average person have in an emergency fund?

28. What is a sinking fund?

29. Diversification means…

30. Liquidity is…

31. What are examples of good investments?

32. What are 4 examples of horrible investments?

33. What is the best way to buy a car?

MSL Review Links

NC Standards for MSLs


Study Island   Every student at Athens has a login and password for Study Island.  Your username will be your StudentID#@athens and your password is your student ID #.

Personal Finance (Investing) Guided Notes

Name___________________________                     Study Skills

Foundations in Personal Finance
Unit 2: Investment Options

Learning Outcomes
-Explain the KISS rule of investing.
-Examine the relationship between diversification and risk.
-Compare and contrast different types of investments: money markets, bonds, single stocks, mutual funds, rental real estate, and annuities.

Key Terms
Diversification
Liquidity
Mutual Fund
Risk
Risk Return Ration
Share

KISS Rule of InvestingKeep it ______________,______________! 

Never invest purely for _______________ ______________.

Never invest using ________________ money.

Diversification_________________ means to spread around.

Diversification ______________ risk.

Risk Return Ratio and LiquidityWith virtually all investments, as the ____________ goes up, so does the potential return.

When discussing investments, ____________ is availability.

As there is more liquidity, there is typically _________ return.
Types of Investments
1. Money MarketsA C.D. is a ___________ ____ ____________, typically at a bank.

Money market mutual funds are _____________ risk money market accounts with check writing privileges.  These are great for
_____________­­ _____________.

2. Single Stocks
Single stock investing carries an extremely _____________ degree of risk.

When you buy stock, you are buying a small piece of _____________ in the company.

Your return comes as the company increases in _____________ or pays you, its owner, some of the profits (_____________).

3. Bonds
A bond is a _____________ instrument by which the company owes ______ money.

Your return is the fluctuation in price and the ___________ rate paid. Few individuals do well with ___________ __________ purchases.

4. Mutual Funds
Investors pool their _____________ to invest.

Portfolio managers manage the pool or _____________.

Your _____________ comes as the _____________ of the fund is increased.

Mutual funds are good _____________ term investments.

5. Real Estate
Least _____________ consumer investment.

You should have lots of _____________ before using real estate as an _____________.

6. AnnuitiesAnnuities are _____________ accounts with an _____________ company.

_____________ annuities are at a low interest rate of around 5%, aren’t really fixed, and are a _____________ investment.

_____________ annuities are mutual funds sheltered by the annuity covering, thereby allowing the mutual fund to grow tax deferred.


Horrible Investments

Gold

_____________ and Futures

Day ___________

Viaticals

Study Skills Timeline

Study Skills Timeline Spring Semester 2013 Daily Study Hall (30-45 minutes); Class participation and worksheets; Weekly Blogs; Weekly Quizzes; Weekly Agenda and Organization Checks; Graded SPAN checks/sheets (Wednesdays);


W 1/23- First day; Attendance 5 mins; Review Course Syllabus 10 mins; Review SPAN sheet and Agendas 5 mins; Read selection from “Success for Teens” Introduction The Lesson of the Water Hyacinth 10 mins; Discuss; Create Gmail Account and Blog; Introduce The 7 Habits Project

Th 1/24-Study Skills Questionnaire; Read Get in the Habit (p. 1-9) in 7 Habits; Show Multiple Intelligences Video; Multiple Intelligences Inventory (Learning Styles Quiz edutopia.org); Work on Week One Blog;

F 1/25-Goal Setting; Agenda check; Review importance of organization and organize binders; Week One Blog Due; Study Hall

M 1/28-Introduce Time Management (Ch. 3); Set 2 Short and 2 Long-term Goals; Binder/Agenda Checks; Study Hall

T 1/29 - Time Management Quiz; Begin reading 7 Habits Week 2 aloud Proactive v. Reactive p. 48-54; Complete prompt #1 for Week 2 Blog; Finish Agenda and binder checks; Study Hall
W 1/30- Check SPAN; Complete Missing Work; Turn in SPAN sheets; Work on 7 Habits Project by reading "Control" p.54-59; Continue Week 2 Blog by creating a personal Circle of Control/No Control;

Th 1/31-List 3 Steps to manage time more effectively; Continue reading and responding to 7 Habits Week 2 by reading "Change" p. 59-65 and completing Journal Entry #6;  Study Hall

F 2/1- Binder/agenda check; Study Hall; 7 Habits Week Two Blog Due 2:30pm
The CTE Career Fair will be held today in the Gym from 9a.m.-11:15a.m.
2nd period will be attending from 10:00-10:20a.m.
All Study Skills Students are encouraged to attend during A Lunch. 



M 2/4-Intro Memory-determining what you need to know and an overview of techniques; Continue 7 Habits Week 3 Begin with the End in Mind reading pages 74-84; Study Hall

T 2/5-Memory-Introduce repetition and practice on three given words 5 mins.; 7 Habits Week 3 Read aloud "Begin with the end in Mind-what it means" then work on The Great Discovery Packet 1-10 and record answers online (response 8 Week 3) ; Study Hall; Repetition Quiz 5 mins.;

W 2/6-; Check SPAN; Complete Missing Assignments; Turn in SPAN sheets; Complete current assignments and work on 7 Habits Project Week 3

Th 2/7- Role Play with Coach Wells; Visualization p. 76 (The Cake and The Beach) review and activity; 7 Habits Week 3 Read aloud "Mission Statements" and complete The Great Discovery Packet-finish recording answers online; Study Hall

F 2/8-Review association; Association Practice; 7 Habits Quote Collection (Response 9 for Week 3); Study Hall



M 2/11- Memory technique: Application; View Steve Jobs and Ellen Degeneres Mission Statements; 7 Habits-Draft Mission Statements; Study Hall

T 2/12- Mnemonic Devices and worksheet;  7 Habits read pages 92-94 and complete response 11 on Week 3 Blog Post; Study Hall

W 2/13- Check SPAN; Complete Missing Work; Turn in SPAN sheets

Th 2/14- Review all Memory techniques; 7 Habits project; Study Hall

F 2/15- Early Release; Organization check; Memory Test; Study Hall Week 3 Blog Due



M 2/18-NO SCHOOL-Holiday

T 2/19- Review Anxiety Control Tips for Testing; A post-test checklist; Begin reading 7 Habits Week 4: Put First Things First p.106-128 and respond to journal 13 on new Week 4 Blog; continue organization check; Study Hall

W 2/20-Check SPAN; Complete Missing Work; Turn in SPAN sheets

Th 2/21- Study Hall; Review post-test checklist results; Test Taking skills (before the test); Continue reading 7 Habits Week 4: The relationship bank account (p.131-143) and respond to journal 14 on Week 4 Blog; INTERIMS GO HOME (Return signed interim by 2/25 for a homework grade.)

F 2/22-Test-taking skills (open note quiz); 7 Habits Week 4 Blog Due (3rd period-Review pages 131-143 The Relationship Bank Account); Study Hall
*Memory Retest during 1st lunch today



M 2/25- Test-taking tips (During the test) continued; Begin 7 Habits Week 5; Study Hall

T 2/26-Think Win-Win Quiz 3rd period; Continue 7 Habits Week 5; Study Hall

W 2/27-Check SPAN; Complete Missing Work; Turn in SPAN sheets; 7 Habits

Th 2/28-Test-taking tips (After the Test); Read p. 154-158 and complete 7 Habits Week 5 Blog responses 15-17; Study Hall

F 3/1-Test-taking skills Assessment-Group Work; Agenda check; Week 5 Blog Due; Study Hall




M 3/4-Begin Week 6- Read pages 165-167 and complete journal #18 on Week 6 Blog; Test-taking skills Assessment-Group Work; Study Hall  

T 3/5 Check SPAN; Complete Missing Work; Turn in SPAN sheets; 7 Habits; Group Work

W 3/6-Test-taking skills Assessment-Groups Practice and Present;

Th 3/7-Test-taking skills Assessment-Groups Finish Presenting; Week 6-Read pages 167-176 and complete journal entry #19 on Week 6 Blog; Study Hall;

F 3/8- Doing well on True/False Questions; True/False Test Practice; Finish Week 6; Study Hall Week 6 Blog Due; PEP Rally



M 3/11-T/F Quiz; Doing well on Multiple Choice Tests; Begin 7 Habits Begin Week 7; Study Hall 

T 3/12-  Doing Well on Matching Test Items; 7 Habits Week 7 Read "A Minority of One" and complete Journal Responses; Study Hall

W 3/13-Check SPAN; Complete Missing Work; Turn in SPAN sheets; 7 Habits Week 7

Th 3/14-  Matching Quiz; Doing Well on Fill in the Blank and sentence completion; 7 Habits Week 7; Study Hall

F 3/15-EARLY RELEASE; Study Hall  Week 7 Blog Due



M 3/18  Watch "Respect" Film and complete handouts "Sentence Starters and Independent Practice: Respect"; Begin Week 8 Reading and "Rate How You Renew"; Study Hall 

T 3/19  Doing well on Essay/Short Answer Questions-Guided Notes; Continue Week 8 with "Care for your Body" reading and workbook activities; Study Hall

W 3/20-Check SPAN; Complete Missing Work; Turn in SPAN sheets; 7 Habits Week 8

Th 3/21 Open Book/Oral Test Test-taking Tips; Complete Week 8; Study Hall

F 3/22- Test-taking Review/Test (Scavenger Hunt) 30 mins; Study Hall; Week 8 Blog Due



M 3/25 Begin Week 9 in 7 Habits; Study Hall-Complete all missing assignments, blogs, study for midterms, etc.

T 3/26 ; Continue Week 9; Study Hall-Complete all missing assignments for all classes;

W 3/27-  Finish Week 9 Blog including 450 word response; Study Hall-Complete all missing assignments for all classes;

Week 9 Blog Due--This is your mid-term grade.

T 3/28----F 4/5 SPRING BREAK




M 4/8- Introduce Listening 2 mins; Listen and Repeat Activity 8 mins; Listening Checklist 5 mins;  7 steps to Better Listening 10 mins; Study Hall/Complete any missing work and midterm (Students with excused absences only)

T 4/9- 7 Steps to Better Listening Quiz; Read "The Secret Life of Walter Mitty" and complete questions on page 17 in Possibilities text (1-9); Study Hall

W 4/10-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 4/11-Career Interest Inventory Project (Blog); Study Hall

F 4/12-10 minute Homeroom schedule; Tips to Improve Listening-Notes from blog; Career Interest Inventory Project (Blog); Study Hall




M 4/15-Career Interest Inventory Project Due (Blog) ; Listen and Follow listening practice; Study Hall

T 4/16- Listening Skills Quiz (note-based with an oral/listening format); Career Choices and Changes-The Flower Organizer; Study Hall

W 4/17-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 4/18-Career of Interest Research Paper-Introduce; Study Hall

F 4/19-Early Release; Career of Interest Research Paper-Outline Due; Study Hall




M 4/22; Writing a Rough Draft Notes (Step by step); Career of Interest Research Paper-Rough Draft; Study Hall

T 4/23-; Career of Interest Research Paper-Rough Draft Due; Study Hall

W 4/24-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 4/25-Career of Interest Research Paper-Rough Draft Peer Revision Intruction; Study Hall

F 4/26-Career of Interest Research Paper-Rough Draft with Peer Revision Due/Write Final Draft; Study Hall




M 4/29-Career of Interest Research Paper-Complete Final Draft and Works Cited; Study Hall

T 4/30- Career of Interest Research Paper-Final Draft and Works Cited Due; Study Hall

W 5/1-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 5/2- Career Research Paper Due; Introduce Personal Finance-Savings- Baby Steps (View parts 1 and 2 of video and complete study guide questions); Study Hall

F 5/3- Personal Finance-Savings (View video Parts 3 and 4) and begin Unit in Review pages 18-19; Study Hall



M-5/6--Personal Finance: Savings-Complete Unit in Review pages 18-19; View Personal Finance video-Investing and complete guided notes; Study Hall

T 5/7- View Personal Finance video-Investing and complete guided notes; Study Hall

W 5/8-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 5/9-Personal Finance-Investing-Chapter Review p.28-30 Due; U.S. Labor Market Current Event; Study Hall

F 5/10-U.S. Labor Market Current Event; Study Hall; Interims DUE!


M 5/13-View Personal Finance video-Wealth Building and College Savings-guided notes; Study Hall

T 5/14-View Personal Finance video-Wealth Building and College Savings-guided notes; Study Hall

W 5/15-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 5/16-Wealth Building and College Savings-Chapter Review p.42-43; Study Hall

F 5/17-Selected topics from Personal Finance; Study Hall


M 5/20-Personal Finance Review; Study hall

T 5/21-Unit 1 Test on Personal Finance; Study hall

W 5/22-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 5/23-Review for Exams; Study hall; Study Island

F 5/24-Review for Exams; Study hall; Study Island



M 5/27-Memorial Day Holiday-NO SCHOOL

T 5/28-Review for Exams; Study hall; Study Island

W 5/29-Check SPAN; Complete Missing Work; Turn in SPAN sheets;

Th 5/30-Review for Exams; Study hall; Study Island

F 5/31-Review for Exams; Study hall; Study Island

Personal Finance: Savings (Guided Notes)

Name___________________________                    Foundations in Personal Finance
Unit 1: Savings

Learning Outcomes
-List the Baby Steps
-Explain the 3 basic reasons for saving money.
-Identify the benefits of having an emergency fund.
-Demonstrate how compound interest works and understand the impact of annual interest rate.

Key Terms
Baby Steps
Compound interest
Emergency Fund
Interest Rate
Money Market
Sinking Fund

Take the First Step
Baby Step 1 is________ in an emergency fund. 

If you make under $20,000 a year, put _________ in an emergency fund.

____________ must become a priority.  Always pay ____________ first.

The United States has a ___________ savings rate.  Saving money is about _______________ and ________________.

Money is ________________.

You should save money for three basic reasons.
1._______________________
2._______________________
3._______________________


Emergency Fund

_________________ are going to happen.  Count on it.

Baby Step 1, a beginner emergency fund, is ____________ in the bank (or $500 if your household income is below $20,000 per year).

Baby Step 3 is a fully funded emergency fun of a 3-6 months or expenses.

A great place to keep your emergency fund is in a ____________ account from a mutual fund company.

Your emergency fund is not an __________, it is insurance.

Do not __________ this fund for purchases.

The emergency fund is your __________ savings priority.  Do it quickly!

The second thing you save money for is __________.

Purchases

Instead of _____________ to purchase, pay cash by using a ____________ ____________ approach.

Wealth Building

The third thing you save money for is __________ ___________.
_________________ is a key ingredient when it comes to wealth building.
Building wealth is a ______________, not a sprint.
Pre-______________ ________________ (PACs) withdrawals are a good way to build in discipline.

_________________ ______________ is a mathematical explosion.  You must start _________________.

Career Research Paper Rubric

Step by Step Writing Ideas in Rough Draft Form

1. Gather Materials
Before you write, have your materials in one place.  You should have paper, pencils, pens, a computer, your outline, and the writing assignment.

2. Use the Outline
Write/type your topic at the top of the page.  Your purpose is to use your outline to write your ideas in paragraph form.  Write as if you were communicating your ideas to another person.  Be clear and specific, providing details and examples.

3. This is a Rough Draft!
Let your words flow without editing your work.  Don't worry about the composition, mechanics, spelling, or neatness.  You will revise later.

4. Just Checking
Read the rough draft to yourself and ask yourself:
Have I...
- used enough details?
-followed my outline?
-stuck to my subject?